Independent Legal Advice (ILA) — Fast, By Video Across the UK
Your lender, broker or solicitor has told you that you need independent legal advice before signing — and you need it quickly. We provide ILA by video call anywhere in England and Wales, usually within 1–2 working days, with your signed ILA certificate returned the same day as your appointment. Clear pricing quoted upfront — no hidden extras.
What is independent legal advice?
Independent legal advice is a short, formal consultation with a solicitor who is independent of the transaction — not acting for the lender or the other parties. The solicitor explains the document you're signing, confirms you understand the risks and are signing freely, and provides a signed certificate that the lender or acting solicitor requires before the transaction can proceed. It exists to protect you — and to protect the lender against later claims of undue influence.
What we provide ILA for
Occupier consent forms. Living in a property being mortgaged or remortgaged but not on the mortgage? Lenders require your consent — and independent advice on what you're giving up. Our most common ILA instruction, done in one short video call.
Independent legal advice for mortgages. Joint borrower sole proprietor (JBSP) mortgages, guarantor mortgages and non-standard lending where the lender insists each party is separately advised.
Personal guarantees. Directors guaranteeing business loans, commercial leases or invoice finance. We explain exactly what you're putting on the line before you sign.
Transfers of equity & deeds of trust. Adding or removing a name from a property title, or recording unequal shares — where one party needs separate advice. Often combined with a remortgage.
Bridging & secured loans. Bridging lenders almost always require ILA, often at speed. We work to your completion deadline.
Also covered: ILA on settlement agreements, equity release / lifetime mortgages, second charges, and Islamic finance consents.
How it works — 3 steps, usually within 48 hours
- Book & send documents. Complete the short form or call us. Email the document requiring advice and your lender's certificate template (if they have one).
- Video appointment. A 20–40 minute call with a solicitor. We verify your ID digitally, explain the document and answer your questions — with no one else in the room, as the rules require.
- Certificate issued same day. We sign the lender's certificate (or provide our own) and return it to you and/or the acting solicitor the same day.
Our ILA fees
A clear fee per person, per document, quoted before you book — including the video appointment, digital ID verification and the signed certificate. Additional documents or parties are quoted upfront. No surprises, because the whole point of ILA is that you understand exactly what you're agreeing to.
Why brokers and solicitors refer ILA to us
- Speed — appointments within 1–2 working days; urgent same-day slots for completion deadlines
- Fully remote — video appointments and digital ID checks; clients anywhere in England and Wales
- Conveyancing specialists — we handle occupier consents, deeds of trust and transfers of equity daily
- Certificate done right first time — we work from the lender's own template so it isn't rejected
Frequently Asked Questions
Speak to us today
Fixed fees, named solicitor, 20+ years of experience. SRA regulated and CQS accredited.
